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Ask a QuestionSearch for Loan Questions - Page 1 of 6


For Person Reason That I Care Not To Get Into, I Had Good Credit, Then I Fell Back On My Credit Card Payments And As A Result Of This I Have Three Charge-Off Accounts As A Result Of This My Crdit Score Has Gone Down, I Would Like To Purschase A Vehicle It Dosen't Have To Be New I Will Be Happy With A 2002/3 Vehicle How Can I Get A Loan With My Credit ...
Ok, I've probably already messed up since I've already purchased the car, but here goes. I had an '03 Volkswagen Passat with 32,000 miles and some change on it. I really liked it, but I'd had some little problems here and there. My main problem was keeping the darned thing gassed up! It was a turbo, so buying premium was a drag! Anyway, back in July I ...
How do I get the lowest interest rate possible with purchasing my used car? Are there any lenders you may know of, besides going through the dealership's financing? My credit score is 680, and the salesman says he can give me 7.5 on a 4 year loan for a 2003 vehicle. Thank you!!!
How do you decide when to trade in a car? I bought a used 2002 Chevy Malibu a year ago with 35K on it, thinking it was a pretty good deal at around $9000. I've since put well over $1500 in it, even with an extended warranty covering many items that have broken or needed replacing. I feel like it's a lemon; should I hang in with it since I've spent so much, ...
I have a 2001 Dodge Intrepid with 87,700 miles. My need is that it has a problem (which when I purchased it) gas line leak, and to have it repaired will cost approximately $800). I'm living on my pension, and at this time need what I have so far for living/medical, expenses. ($1099/mo). I called Capitol One and got a payoff of the car and its around $9800 ...
I'm planning to trade by '2005 subaru w/70,000 miles (no car loan on this vehicle) for a '2007 GMC Acadia. Should I trade my subaru now w/70,000 or drive her till it reaches 100,000 miles and hold off on possibly having a high car loan note?
I am 20 years old and wanting to buy a new car, an early-2000's model Lincoln LS V8 to be exact. I have no clue where to start... do I go to the bank first and try to get approved for a loan first, or go to the dealership and try to get a loan there?

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