The starter is located behind the engine. Here is a link to a video that shows how to replace the starter. http://diy-auto-repair.wonderhowto.com/how-to/replace-starter-saturn-s-series-car-263194/
Hope this helps, as it is easier that talking you through how to access it.
〉 Answered on Mar 18th, 2015 by Gail Dunn, Owner at Women's Automotive Connection