The fuse panel is typically located under the driver's side of the dashboard down by where your feet are when driving. I don't suspect that you have a fuse problem but more likely a bad headlight switch or two blown headlamp bulbs. Needless to say, certain tests need to be made to pinpoint the source of your problem. These test involve testing for power at the headlights then back tracking with a wiring diagram to the headlight switch etc. Without a wiring diagram and test light it would be best to have an experienced technician perform the necessary tests for you.