In today*s economy this can be very difficult, but not impossible. It depends on your credit score. If you are in the 720 or higher bracket you can most likely get a loan with your local bank or dealer with no money down. If you credit is less than perfect it becomes more difficult. You should speak to your personal banker or credit union and also see if you have any equity with your insurance agency.
〉 Answered on Jan 3rd, 2009 by Jessie L Thatcher, F&I and Sales Specialist at Reynolds and Reynolds Company (Retired)