If you are planning to keep the vehicle beyond the stated factory warranty period it is a good idea to have the extended service contract. Several things to remember, always purchase the contract offered by the Manufacturer, in this case Toyota Motor Corporation, be very wary of other brands of warranties offered by the dealer. This warranty period will begin upon purchase but will cover some items not included in the factory warranty. It will never cost any less, even if you wait until the factory warranty is ready to expire. The cost of repairs to your vehicle is very high and having the warranty to cover some of these expenses would be great.
〉 Answered on Aug 6th, 2008 by Jessie L Thatcher, F&I and Sales Specialist at Reynolds and Reynolds Company (Retired)
Your vehicle has a factory warranty I believe to 36k miles. Purchasing the extended warranty while you have an existing factory warranty will only boost the payments for no reason. If you are concerned about extended warranty coverage to 100k miles you can wait until just before you hit your 36k original factory warranty expiration mark and purchase it then. The pre-paid maintenance is just another tag on to increase payments.