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I was recently offered the price of $22,999 for a 2007 G35 with 45K miles that is the premium pkg with navigation. I was also offered the incentive of either to finance at 2.9% @ 4years or 3.9% @ 5years (pending credit approval). However, the dealer told me I would have to pay about 1,600 to get the car certified to get the rate and that the certification would extend the warranty to 100K Miles. Forgot to ask about if there is a deductible and if it is a bumper to bumper warranty. Will do that A.S.A.P. Is this a good deal? What are the pros and cons? What do you think about the warranty? What other questions should I ask. Your help is greatly appreciated!

Answers from the Automotive Experts

Cherie Watters, President of Sales and Marketing at AskPatty.com Certified programs are excellent. BOth for warranty & Resale. The price and Terms sound reasonable. It sounds like a good deal. Thank you

Jenny Trostel, Partner at Anderson of Hunt Valley Certified pre-owned vehicles get an extension of the factory warranty to 100k. The cost for the extension is around $1600. When a vehicle is certified, the manufacture offers a great rate on the loan. If the vehicle is not certified the rate will be higher with a regular bank, with good credit about 6 percent. Generally there is no deductible with a certified preowned vehicle and the car can be serviced at any Infiniti dealer. Go to kbb.com to check the price on the car. I like the cerified pre-owned programs because the warranty is backed by the manufacturer. Good Luck!

Patricia Algier , Owner at Valley Dealer Exchange Inc An extended warranty from a Nissan Dealer is a good Idea you have 2 good questions that need to be answered is that bumper to bumper inclusive or stated. You want inclusive which is a no questions asked warranty . Also deductible and make sure it covers all the electronics like Nav, heated seats, power options etc. Those are the things that break not the motor and trans. Great finance rates to for a used car you might want to work on the sale price a bit but its ok. Good Luck Patti www,valleydealer.com

Jessie L Thatcher, F&I and Sales Specialist at Reynolds and Reynolds Company  (Retired) You need to check your local dealers to see if this is a competitive price in your area, then go to Edmunds.com and check it out as well. You need to know your own credit score so that you will know exactly what your rate is before you sign any papers. This is also available on line for a minimal fee, but can save you $$$ when negotiating the rate on your purchase. I have never heard of a customer being required to pay for a Used Vehicle Certification, this is another profit center for the dealer. If you are dealing with a reputable dealership you should not have to pay this type of fee upfront. Your vehicle will most likely be passed it*s initial bumper to bumper factory warranty, however the power train will have the remainder of its original 7 year/100000 mile left. You need to ask most of your questions to someone other than the seller as I indicated at the beginning of this answer. Knowledge is power when negotiating. If you do decide to opt for an Extended Service Contract, be very careful which company is offering it. If possible opt for a Factory Backed ESC. The price for this is also negotiable so make a counter offer when given the price. Know what you can afford and how much a month fits into your budget, before you sign any papers. With the economy today you might want to check out a new vehicle before you purchase a used. The incentives are awesome.

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