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Is it a good idea to buy an extended warranty with a car that has 33500 miles which I bought new. and if so what is a good extended warranty to look at. Thanks for your time

Answers from the Automotive Experts

Jessie L Thatcher, F&I and Sales Specialist at Reynolds and Reynolds Company  (Retired) If you are planning to keep the vehicle for a long time you can purchase the ESC to protect you up to 7 years/100,000 miles. It can be a good idea as long as you are careful which one you choose. I prefer to go to the manufacturer of your vehicle and purchase it from your dealer. This way you are assured it is accepted at all affiliated dealerships and service centers and is not likely to have lots of loopholes. Remember also that the price is negotiable (just like the price of the vehicle). Make an offer below the stated price and see if you can negotiate down a better deal. Remember one major repair can cost a lot of money and this is just another insurance to protect you from unplanned expense. If you never use it, you are lucky, just like your health insurance.

Cherie Watters, President Dealer Division at AskPatty.com I believe in extended warranties unless you have your own mechanical experience. Its best to consult your dealer - franchise. You need to make sure the warranty company is solid. Thank you

Jenny Trostel, Partner at Anderson of Hunt Valley Yes, the mileage is at good point for the right warranty. I always recommend that you ask your service advisor which warranty they would recommend. The service advisor knows what plans are good for the customer and no hassle for the dealer. You want a plan that gives you good coverage for your vehicle and has a small deductible. Buy a plan that will cover the car for the length of time/mileage that you expect to own the vehicle. Ask lots of questions about the coverage before you buy it. Good Luck!

Juliana Chaves, Internet Sales Consultant at Acton Toyota There are several factors to consider when looking at extended automotive warranties. Q.) Do you intend to keep the vehicle past it's original manufacturer's warranty, (usually 36k miles for Comprehensive and about 60-100K miles for the Powertrain, (engine and transmission)), and how likely is it that your car will experience major issues? If you are going to keep the car for the longterm a warranty is usually a good idea. Edmunds.com is a great place to check the reliabilty and cost of maintenance for your particular model. Once you have decided to purchase a warranty it is important to know what you want covered. Just like health insurance there are many options. Do you want a full plan so that you never have to spend a dime on repairs or do you just want the major parts covered? These options as well as the deductible and overall price of the warranty are negotiable. One last bit of advice. Make sure that the warranty you purchase is valid at all Chevy/GM dealers nationwide.

Patricia Algier , Owner at Valley Dealer Exchange Inc Dear Thomas, In California you can only buy an extended warranty at the time of purchase either new or used. Other states may allow to to purchase direct from the warranty companies. You can also talk to the Dealer who sold you a car and get an extension of the factory warranty as long as you do it before your current warranty runs out. If you are able to buy direct look for a company that has been around many years and rated high by insurance AM BEST Company also get an "exclusionary" that will cover everything. Do not get a "stated coverage" because it will only cover parts listed in the fine print. Patti www.valleydealer.com

Patricia J Roberts, Director Business Development  at AskPatty.com, Inc. Extended Warranties are a personal choice. When you are comparing the companies that offer these, look for those that have been in business for a longer period of time and are a well known company that can stand behind their promise. Vehicles last so much longer than they used to and the factory has warranties on many of the components for up to 100,000 miles so do the comparison based on what the extended warranty will cover over and above the manufacturer. Extended warranties are typically a good bargain because when you do not have the policy, the costs of repairs of the larger items like transmissions, motors, etc are far more than the cost of the policy. Also ask yourself how long you will keep the vehicle and how many miles you think you will put on the vehicle. Both of these are BIG decision factors. Patricia

Shelly LoCascio, Dealer Principal  at Irwin Lincoln Mercury Mazda If you are planning on keeping your car for a while I would definately get an extened warranty. I would suggest buying the manufacturers warranty. They are honored across the country. You can call aroung to a few dealerships to get an idea of price. We all have a suggested retail price but you may be able to get a slight discount from your selling dealer. Good Luck. Shelly

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