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My 2002 Toyota Camry was totaled in an accident, and I am waiting on the settlement offer. Other than my car service history and current sales comps in my area, what should I be aware of (and armed with) when going through the settlement negotiation process? Any specific things I should ask for?

Answers from the Automotive Experts

Patty Streeter,  at AskPatty.com Totaled vehicle value: General speaking when the insurance company tries to value a car they will do the following: 1. Check Blue book or Register for MyCarPage free on AskPatty.com to obtain NADA Guides used car values (your value is based on your zip code not on one in a lower priced area) 2. They may check the local newspaper ads or other car sells publications. (Make sure the cars yours is being compared to are of equal quality) You don

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