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How do I make sure that they are not charging me too much? I am a single mother, and can afford a car, but do not need to be ripped off either.

Answers from the Automotive Experts

Jenny Trostel, Partner at Anderson of Hunt Valley Do your homework. Go online and check prices for the vehicle that want to buy. Know what your credit score is and how much you can afford. Take your time and shop around and you will get a good deal. Good Luck!

Jessie L Thatcher, F&I and Sales Specialist at Reynolds and Reynolds Company  (Retired) do your homework before you ever enter into any negotiations with a dealer. You can go to any of the manufacturers web sites to research what type of vehicle you need, you can go to KellyBlueBook.com or Edmunds.com to check on prices and costs involved with the vehicle you are interested in purchasing. Next, be aware of what kind of financing you will need, check your local banks, and credit union to see what kind of rates you will qualify for, this will be based on your credit score and your personal banker should be able to tell you how to get the best rate. Check your credit report to be sure there is nothing in it that would cause your credit score to be lower than you expect. This can be done at many of the credit reporting sites on line, just search for free credit report. Know that you won*t get your Credit Score for free, but you will be able to see what is being reported. Once you have all the information, then check with your preferred dealer to see what type of offer they will make for you. With the market in the condition it is in, you are in the drivers seat. If you don*t like their deal, leave and go somewhere else.

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