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when does Gmac offer you to buy the car. I think the price at the end of the lease is 17,500 but as a used car it is more around 14,000. will they negotiate with me? Should I buy the car it has very low mileage on it. I have not got alot of cash to buy a car and/or a big down payment . Please advise me...I need your advice. thank you so much

Answers from the Automotive Experts

Jennifer Streets, Director of Marketing  at Swapalease.com Jeannette, It is definitely worth negotiating with GMAC on the lease end price. You can call them at anytime during your lease term to negotiate. Your worst case scenario would be the lease end price of $17500. Regardless of price; do you want to buy the car? You may have to sit down and think of all the cost, insurance, maintenance, ect. Ultimately it is you call as to whether or not you buy the vehicle. Just do your research as what make the most sense for you.

Jessie L Thatcher, F&I and Sales Specialist at Reynolds and Reynolds Company  (Retired) On your original lease contract the lease end purchase price should be listed. This would be the number plus any fees and taxes. Some times the dealer may be able to negotiate a better price but the odds are against you. If you truly like the vehicle and can justify the price then you can purchase it. At least you know the vehicle history and that is is a good choice for a used vehicle. If you do decide to purchase it will be handled at the dealership and financed as a used vehicle. If your credit is good you should be able to acquire a loan without a large down payment. If not you will have to investigate all of your options for financing. if you belong to a Credit Union or have a personal banker that would be the place to start looking for financing so you will know exactly what you qualify for as an interest rate. all of this should be done before your lease actually expires so you can make a good decision without the pressure of a deadline.

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