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i have ruined my credit, no one will give me a car. How do i find a good used car

Answers from the Automotive Experts

Amy Mattinat, Owner and Author at Auto Craftsmen Ltd Hi Sharon, Do you have a family member that would co-sign a loan with you? This would also help fix your bad credit. If you have no money, no credit and no one to help you, go on the web to: www.nedlc.org/center/copc/programs/all-bystate.htm and you can find out who to contact in your state regarding low income car ownership programs. Best of Luck,

Jeanne Peek, eBusiness Director at United Auto Group Sharon, I assume you are going to pay cash for a vehicle. I would go to a trusted dealership and then before you purchase anything take it to a reliable technician to have them look it over. If the dealership is on the up and up they won

Jenny Trostel, Partner at Anderson of Hunt Valley Watch the paper,ask your friends and look at cars for sale by owner. There are plenty of cars for inexpensive prices that you can buy. Have the car checked by a technician. When you have bought the car, make sure you take good care of the car so it does not leave you stranded. If you maintain an older used car it can last for years. Then begin to rebuild your credit so you can buy a better car in the future. Good Luck!

Lisa Schomp, Owner/CEO  at Ralph Schomp Automotive Sharon, I would suggest you talk to your parents and ask them if they would be willing to co-sign on a loan for you. You will only find a good used car by looking around. Make sure when you find what you think you want and have it checked out by a third party. You may have to pay for the inspection but it will be worth it and then remember that you are buying a used car so no matter what you do you are still buying a used car and nobody is in control of all the variables. You might want to look at a certified used car. Even though you may pay a little more you will have a factory warranty backing you up. If you are unable to approach your parents go and check out your options with your bank, credit union, etc. Be careful and make sure you go over your options with someone knowledgeable. Perhaps there is somebody at work you can talk to. Is there a Human Resources Department in your company? Ask lots of questions. Start rebuilding your credit and get back on track. Good luck Lisa Schomp

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