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In June of 2006, I purchased a 2006 Kia Optima. I also purchased an extended warranty. The price of the warranty was $1098. Now I am having second thoughts about spending the price of warranty and wondering if I really need it considering the Kia warranties. Any advice would be appreciated. I realize I am asking for advice only. Although the price is a factor I'm wondering if additional coverage is necessary. Thank you in advance.

Answers from the Automotive Experts

Patty Streeter,  at AskPatty.com Jan, Without comparing the extended 3rd party warranty against the KIA warranty it would be hard to decide if you will be purchasing too much coverage or overlapping coverage. Here is a link to the KIA warranty to compare: http://www.automotive.com/2006/12/kia/optima/warranty/index.html Some info to help guide you: Extended warranty or Service contracts: A contract that covers certain car repairs or problems after the manufacturers or dealer's warranty expires. Car manufacturers, dealers and independent companies sell extended warranties. With a new car, the extended warranty usually must be purchased by the end of the first year of ownership. If you are keeping a vehicle more than 3 years this is a consideration, all vehicles are covered for 3 years of 36,000 miles some even cover 10 years or 100,000 miles – so think before you buy there are a lot of details to read. If you purchase an extended warranty make sure the dealer is doing the repairs and what the deductible may be.

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